Call 609-345-2203

Independent insurance agency · Atlantic City, NJ

Insurance for the Jersey Shore, from an office on Atlantic Avenue.

We’re a family-owned independent agency. We compare coverage from several insurance companies for homes, rentals, flood, and businesses, including coastal properties that can be hard to insure, and we stay your contact when you have a question or a claim.

What we insure

Pick one to start a quote, or read about the coverage first.

Looking for something that isn’t listed? Call 609-345-2203 and we’ll tell you whether we can help.

Atlantic City from the air, with homes along the inlet and the ocean beyond

Homes and rentals near the water

Properties close to the ocean and the bay can be hard to place with standard insurance companies. When that happens, we look to surplus lines insurers, which cover risks the standard market won’t, and to the New Jersey FAIR Plan where it fits.

Flood is separate. Homeowners and business policies exclude it, so a property on the island usually needs its own flood policy.

How a quote works

  1. Tell us about the property

    Answer a few questions online, about five minutes, or call and we’ll take them by phone.

  2. We check the options

    We take your details to the insurance companies we work with and compare coverage and price.

  3. An agent contacts you

    We go over what each option covers and costs, and you decide. No price appears online.

Start a quote

Where you buy insurance matters

There are three ways to buy insurance, and they don't offer the same choices.

Captive agents

Sell insurance from one company only.

Phone representatives

Offer one company's insurance, and only over the phone.

Independent agents, like us

Work with several insurance companies, compare price, coverage, and service for you, and help when you file a claim.

The people who answer the phone

We’d rather sit down with you in the office than leave you on hold with a call center. Bloom is also a real estate brokerage, so we can help you buy or sell a home as well as insure it.

  • Rick BloomOwner, broker, producer
  • Aino-Maija “Aiccis” BloomProducer
  • Jamie SiracusaProducer
  • Niklas BloomProducer
  • Nancy KivlinBilling

What customers say

Read our reviews on Google

I have insured many properties with Bloom Realty and Ins. over the past 10 years. Besides their Insurance expertise, Rick Bloom is a State licensed Real Estate Broker with 40 years experience and a retired State licensed Residential appraiser. His knowledge in all areas of Real Estate has kept me from making many mistakes.

MD Chowdhury

Friendly staff, excellent service. A rare gem in a society where people simply seem to forget common courtesy and prompt replies. Highly recommend them.

Sandra Price

Excellent services, I really like to deal with people like that, professional, gentlemen and courtesy. Personally I recommend Blooms Insurance company.

Carrion Family

Start here

Tell us what you need insured.

About five minutes online, or one phone call.

Visit the office

3542 Atlantic Avenue
Atlantic City, NJ 08401

Office hours

  • Monday to Thursday, 9:00 AM to 5:00 PM
  • Friday, 9:00 AM to 4:00 PM