
Independent insurance agency · Atlantic City, NJ
Insurance for the Jersey Shore, from an office on Atlantic Avenue.
We’re a family-owned independent agency. We compare coverage from several insurance companies for homes, rentals, flood, and businesses, including coastal properties that can be hard to insure, and we stay your contact when you have a question or a claim.
- Family-ownedYou deal with the same people each time you call.
- IndependentWe work with 20 insurance companies, not one.
- Coastal propertyShore homes, rentals, and flood are everyday work here.
- On Atlantic AvenueWalk in, call, or start online.
What we insure
Pick one to start a quote, or read about the coverage first.
Home
A house you live in, year-round or seasonally.
Condo
A condo unit you own (HO-6).
Rental property
A house or small building you rent to tenants.
Vacant property
An empty building or lot: for sale, being renovated, or between tenants.
Flood
A separate flood policy for a home, rental, or business.
Business
Property, liability, business income, and commercial auto.
Workers compensation
Coverage for employees hurt on the job.
Builders risk
A building under construction or renovation.
Excess liability
Extra liability limits above your other policies.
Looking for something that isn’t listed? Call 609-345-2203 and we’ll tell you whether we can help.

Homes and rentals near the water
Properties close to the ocean and the bay can be hard to place with standard insurance companies. When that happens, we look to surplus lines insurers, which cover risks the standard market won’t, and to the New Jersey FAIR Plan where it fits.
Flood is separate. Homeowners and business policies exclude it, so a property on the island usually needs its own flood policy.

How a quote works
Tell us about the property
Answer a few questions online, about five minutes, or call and we’ll take them by phone.
We check the options
We take your details to the insurance companies we work with and compare coverage and price.
An agent contacts you
We go over what each option covers and costs, and you decide. No price appears online.
Where you buy insurance matters
There are three ways to buy insurance, and they don't offer the same choices.
Captive agents
Sell insurance from one company only.
Phone representatives
Offer one company's insurance, and only over the phone.
Independent agents, like us
Work with several insurance companies, compare price, coverage, and service for you, and help when you file a claim.
The people who answer the phone
We’d rather sit down with you in the office than leave you on hold with a call center. Bloom is also a real estate brokerage, so we can help you buy or sell a home as well as insure it.
Rick BloomOwner, broker, producer
Aino-Maija “Aiccis” BloomProducer
Jamie SiracusaProducer- Niklas BloomProducer
- Nancy KivlinBilling
What customers say
I have insured many properties with Bloom Realty and Ins. over the past 10 years. Besides their Insurance expertise, Rick Bloom is a State licensed Real Estate Broker with 40 years experience and a retired State licensed Residential appraiser. His knowledge in all areas of Real Estate has kept me from making many mistakes.
Friendly staff, excellent service. A rare gem in a society where people simply seem to forget common courtesy and prompt replies. Highly recommend them.
Excellent services, I really like to deal with people like that, professional, gentlemen and courtesy. Personally I recommend Blooms Insurance company.

Start here
Tell us what you need insured.
About five minutes online, or one phone call.
Visit the office
3542 Atlantic AvenueAtlantic City, NJ 08401
- Phone
- 609-345-2203
Office hours
- Monday to Thursday, 9:00 AM to 5:00 PM
- Friday, 9:00 AM to 4:00 PM
Bloom Realty & Insurance
3542 Atlantic Avenue, Atlantic City, NJ 08401
609-345-2203 · info@bloomrealtyinsurance.com · bloomrealtyinsurance.com